Insurance

Home and Auto Insurance

Home insurance provides three main functions:

1. To repair and cover reconstructive costs of your home and other structures to restore your property in the event of severe damage.

2. To repair or replace your personal belongings both inside the home and on the go.

3. To cover personal liability issues in the event someone is hurt on your property.

Auto insurance protects you against financial loss in the event of an accident or injury involving a vehicle. Coverage can include protection against damages to your vehicle, your belongings, other vehicles involved, and medical and personal injury. It can also protect against theft, vandalism, fire, severe weather, animals, and non-moving objects.

Who needs Home and Auto Insurance? When it comes to home insurance, there's something for everyone. Homeowners and renters alike can benefit from having the right amount of coverage.

Auto insurance is beneficial and required for anyone operating a vehicle. It can be customized to cover a wide range of events and unforeseen situations.

Already have home or auto insurance? Although you can buy auto insurance online or from any insurance agency, it's beneficial to have a trusted and licensed agent guide you through selecting the adequate coverage needed for your individual situation. Our team is trained to assist you in selecting the coverage that best fits your needs.

As an independent agency, Mundt and Associates is able to do the work for you by shopping insurance carriers with over 50 reputable insurance carriers. We help our clients find the most affordable rate while making sure everyone is properly covered.

Life Insurance

Choosing a life insurance policy that can help protect your family’s financial needs is a big decision, and the first steps to making that decision are knowing how life insurance works and what type of coverage is right for you and your loved ones. The policy will provide a death benefit, paid to your beneficiary (usually a spouse or other family member), upon your death. The amount of coverage you choose is used to help your family cover service, cremation, or burial expenses, as well as to replace income, pay off debt, and fulfill your planning goals.

Who needs Life Insurance? Everyone's unique situation is different. Therefore, their need for life insurance may be differ. Traditionally the goal of life insurance is to provide a measure of financial security for one’s family after death. However life insurance also provides a number of living benefits and can be used as a tool for retirement planning, college planning, estate planning, and business planning.

Already have a life insurance policy in place? It is prudent to re-evaluate life insurance policies annually or when you experience a major life event like marriage, divorce, the birth or adoption of a child, or purchase of a major item such as a house or business.

Business Insurance

Protecting your business with the correct insurance coverages can be complicated. Businesses have many areas of risk and it's important to work with an experienced agent that can make sure you're adequately covered. Liability, Commercial Fire, Inland Marine, Workers Compensation, & Cyber Protection are all areas to consider, and that's not all.

Who needs business insurance? Whether you run a business with 100+ employees in several different states, or you're a sole proprietor doing business on your own, there are risks. Having the right coverage in place will protect your business from the unexpected, so you can keep your business running.

Already have business insurance? Have you reviewed it recently? At Mundt & Associates, Inc., we can review your current policies, and show you if you have places to improve. With several different carriers available, we're able to find the most affordable solution.