What worked five, ten, or twenty years ago may not be working today—especially when it comes to your retirement strategy.
Between market volatility, changing tax laws, rising healthcare costs, and shifting personal goals, many people find themselves wondering:
“Is my current retirement plan still the right fit?”
At Mundt & Associates, we work with individuals and families across Minnesota, Iowa, and Texas to help answer that exact question—offering clarity, confidence, and a strategy that reflects today’s reality.
Life Changes: Your Plan Should, Too
Retirement planning isn’t a one-and-done task. Life evolves—and your financial plan should evolve with it. A few common reasons to reassess your strategy include:
A change in income or employment
New family responsibilities (like grandchildren or caregiving)
Shifts in your health or long-term care needs
Concerns about market risk or outliving your savings
Changes in tax laws or required minimum distributions (RMDs)
If you haven’t revisited your retirement strategy in a while, it’s worth asking:
Is this still aligned with where I am—and where I want to go?
What a Modern Retirement Strategy May Include
Today’s retirement landscape offers more tools than ever, but knowing what’s useful for you takes professional insight. Depending on your goals, an updated plan might include:
Income strategies that emphasize reliability and longevity
Life insurance or annuity products that provide tax-advantaged benefits
Protection against rising long-term care costs
A shift in asset allocation to better match your current risk comfort
Estate planning updates to reflect new priorities or family dynamics
At Mundt & Associates, we help identify gaps, streamline complexity, and recommend strategies that are tailored to your needs—not someone else’s.
Serving Minnesota, Iowa, and Texas With Straightforward Retirement Guidance
Whether you’re just entering retirement or you’ve been retired for years, it’s never too late to re-evaluate your plan. What matters is making sure your strategy still works for your lifestyle, goals, and the challenges ahead.
If you’re in or near Minnesota, Iowa, or Texas, our team is here to help you navigate these decisions with care, clarity, and customized support.
Let’s Talk About What’s Changed—and What Comes Next
Offices throughout Minnesota, Iowa, and Texas
Schedule your complimentary consultation today
At Mundt & Associates, retirement really can be made simple—with a plan that fits you today, not just yesterday.